Car Loan Calculator
Calculate car loan EMI with down payment and trade-in value. See monthly payment, total interest, total cost of ownership, and year-by-year breakdown. Free, no sign-up.
How to Use
Enter car price
Type the on-road price of the car you want to buy.
Set down payment and trade-in
Enter your down payment amount and the trade-in value of your old car (if any).
Set interest rate and tenure
Enter the annual interest rate and loan repayment period.
View results
See your monthly EMI, total interest, total cost of ownership, and year-by-year repayment.
Features
Complete Cost Analysis
Includes down payment and trade-in value for accurate loan amount calculation.
Year-by-Year Breakdown
See how much principal and interest you pay each year of the loan.
Cost Breakdown
Visual breakdown of car price vs interest paid over the loan period.
Copy & Share
Copy any result with one click to compare loan options.
Frequently Asked Questions
Recommended Reading
Practical guides matched to this calculator, its inputs, and the result users need to trust.